Your customers pay online by card, Apple Pay or Google Pay — and Bancontact in Belgium. Stripe processes each payment and sends the money to your own Stripe account, then to your bank: card payments for a small business, set up for you.
Debit and credit cards from banks across Europe and beyond.
France's own card network. Most CB cards are co-badged with Visa or Mastercard, and customers can choose which network to pay with.
Payment with a card saved on a phone, tablet or computer — no card number to type.
Belgium's own payment method: customers pay with their Bancontact card or app, linked to their Belgian bank account.
Each payment goes into your own Stripe account, opened in your business's name, and Stripe pays it out to your bank. You stay the seller: you set your prices, you keep the relationship with your customers, and you can see every payment in Stripe.
Payout timing is set by Stripe, not by us. This is how it works for Stripe accounts in France, Belgium and the UK (checked October 2026).
The payment goes into your Stripe balance and the order arrives in your inbox.
A payment becomes available for payout 3 business days after it's made. That's Stripe's standard timing in France, Belgium and the UK.
For a new Stripe account, Stripe typically schedules the first payout 7–14 days after the first live payment, depending on the industry, the country and the risk level.
In Stripe, you choose how often you're paid: every business day, on set days of the week or month, or manually.
Our commission is the same for every card: 2.5% of the order, never more than €49 a month. Stripe's fee depends on the card and on where your business is based; it's paid to Stripe and never marked up by us.
| Add Your Shop | Stripe · France | Stripe · Belgium | Stripe · UK | |
|---|---|---|---|---|
| Setup and monthly fees | €0 | None | None | None |
| Standard cards (EEA cards in France and Belgium, UK cards in the UK) | 2.5% | 1.5% + €0.25 | 1.5% + €0.25 | 1.5% + 20p |
| Business and corporate cards (Stripe's “premium” cards) | 2.5% | 2.8% + €0.25 | 2.8% + €0.25 | 2.8% + 20p |
| Cross-border cards (UK cards in France and Belgium, EEA cards in the UK) | 2.5% | 2.5% + €0.25 | 2.5% + €0.25 | 2.5% + 20p |
| Other international cards | 2.5% | 3.15% + €0.25 | 3.15% + €0.25 | 3.15% + 20p |
| Apple Pay and Google Pay | 2.5% | As the card used | As the card used | As the card used |
| Bancontact | 2.5% | 1.4% + €0.25 | €0.35 | — |
| Monthly maximum | €49 (£42 for shops selling in pounds) | — | — | — |
| Dispute received | No fee | €20.00 | €20.00 | £20.00 |
Sources (checked October 2026): Stripe pricing, France · Stripe pricing, Belgium · Stripe pricing, UK · Local payment methods, France · Local payment methods, Belgium · Standard and premium cards
Stripe's standard pricing, per successful payment. Cross-border and international cards cost a further 2% when currency conversion is needed. Stripe sets and charges its own fees, which can change; you'll see the fee for each payment in your Stripe account. Our prices exclude VAT, which may apply to our commission.
Processes every payment, protects card details and pays out to your bank. Stripe is certified PCI DSS Level 1, the most stringent level in the payments industry — that certification is Stripe's, not ours.
Builds your shop, connects it to your Stripe account, sends you each order by email and helps whenever you need it. We never see your customers' card details.
The seller. You set your prices, prepare the orders and keep the relationship with your customers.
Yes. It's in your business's name, so payments go straight to you. If you don't have one yet, we'll guide you through opening it.
For a business in France or Belgium, 1.5% + €0.25 per payment with a standard European card; for a business in the UK, 1.5% + 20p with a standard UK card. Business cards and cards from abroad cost more — see the table. On its standard pricing, Stripe has no setup or monthly fee.
Stripe pays out to your bank on the schedule you choose. A new account's first payout is typically scheduled 7–14 days after its first live payment; after that, payments become available for payout 3 business days after they're made in France, Belgium and the UK.
Yes, in full or in part, from your Stripe account — or ask us to help. We refund our commission on the refunded amount. If that month reached the €49 cap, we recalculate it and refund any difference. Stripe's rules apply to its own fee: it doesn't charge to refund a card payment, but it doesn't return the fee on the original payment either.
Disputes, or chargebacks, are handled in your Stripe account under the card networks' rules. Stripe's standard pricing lists a €20.00 fee for each dispute received (£20.00 in the UK), and the same again if you contest it — that second fee is returned if you win. Tell us and we'll help you prepare your response.
Card details are entered into Stripe's secure payment fields and handled by Stripe, which is certified PCI DSS Level 1. If a customer's bank asks for an extra check — a code, or an approval in the banking app — Stripe handles that too. More about security.
No. Every shop takes payments through Stripe, which lets us set up cards, Apple Pay, Google Pay and Bancontact for you in one go — and support them properly.
We set up your shop and help you connect your own Stripe account. No setup fee, no monthly fee: 2.5% per order, never more than €49 a month.