A quiet month: €500
10 orders. SumUp costs €10.00 less.
Stripe, 1.5% + €0.25 × 10: €10.00
Total with us: €22.50
Total with SumUp, 2.5%: €12.50
SumUp's online store (called SumUp E-shop in France and Belgium) is free to open and charges 2.5% per online payment, card processing included. Add Your Shop charges 2.5% per order, capped at €49 a month, plus Stripe's card fee, and we build the shop for you on your own website. Here's a fair comparison.
Facts about SumUp checked on SumUp's official pages in October 2026. Sources are listed under the table.

| Add Your Shop | SumUp online store | |
|---|---|---|
| Who builds the shop | We do, from your price list, photos or current website | You do, with SumUp's templates, editor and setup guide |
| Where it lives | A Shop tab in your own website's menu, in your colours | Its own store site on sumupstore.com, or on a domain or subdomain you buy and connect |
| Setup fee | €0 | €0 |
| Monthly fee | €0 | €0 |
| Per order | 2.5%, capped at €49 a month, plus Stripe's card fee (1.5% + €0.25 for standard European cards) | 2.5% per online transaction, card processing included |
| Payment methods | Visa, Mastercard, Cartes Bancaires, Apple Pay, Google Pay; Bancontact in Belgium | Visa, Mastercard, Maestro, Amex and more; Bancontact in Belgium; Apple Pay and PayPal in France |
| Pickup | Click & collect with time slots, set up for you | Pickup points you set up, with an optional estimated pickup time and date |
| Delivery and shipping | Local delivery zones and shipping rates, set up for you | Local delivery by postcode, shipping and parcel lockers, set up by you |
| Changes after launch | Send them to us and we make them, usually within a working day or two, or do it yourself | You make them in the SumUp app or on your SumUp profile |
| Minimum term | None | None: SumUp says you can cancel at any time |
Sources (checked October 2026): SumUp E-shop, Belgium · SumUp E-shop, France · SumUp Online Store, UK · SumUp fees, Belgium · E-shop FAQ, Belgium · E-shop FAQ, France · Pickup options · Delivery options · Custom domain · Subdomain set-up · Example store · Stripe pricing
Payment methods as listed in SumUp's E-shop FAQ for Belgium and for France. SumUp lists the same 2.5% online rate in the UK. Our prices exclude VAT, which may apply to our commission.
The same shop in four different months: an average order of €50, every order paid online with a standard European card. SumUp's 2.5% includes card processing; ours doesn't, so Stripe's fee is added to our side.
10 orders. SumUp costs €10.00 less.
30 orders. SumUp costs €30.00 less.
100 orders. Our commission reaches the cap. SumUp costs €24.00 less.
200 orders. With the cap, Add Your Shop costs €1.00 less.
Illustrative examples, not real shops. SumUp's published online rate (2.5%) and Stripe's standard pricing for European Economic Area cards (1.5% + €0.25 per payment), both checked October 2026. With Stripe, business cards and cards from outside the EEA cost more. With €50 orders, our total drops below SumUp's at about €9,800 of sales a month; with orders of €25 or less, SumUp stays cheaper at any volume. Prices exclude VAT.
Opening one is. SumUp lists €0 to create a store and €0 a month, then charges 2.5% on each online transaction, card processing included (checked October 2026). If you want your own web address, you buy the domain separately from a domain registrar.
For the work. With SumUp, you build the store, write the product pages, set up pickup and delivery and keep it up to date. With us, that's done for you, the shop sits on your own website, and a change is one message away. If you enjoy doing it yourself, SumUp is the cheaper choice, and a good one.
Yes. A SumUp store has its own address on sumupstore.com, or you can connect a domain or subdomain you own, such as shop.yourbusiness.com, and link to it from your menu. It's a separate site, designed with SumUp's templates. Our Shop tab is styled to match your existing site.
Yes. SumUp lists Bancontact among the payment options for its online store in Belgium. With Add Your Shop, Belgian customers can pay with Bancontact through Stripe, as well as by card, Apple Pay or Google Pay.
On fees alone, only in very busy months. Our commission stops at €49 a month, so with €50 orders our total, Stripe's fee included, drops below SumUp's 2.5% at about €9,800 of sales a month. Below that, SumUp costs less. The difference is who does the work.
Yes. Send us your product list or your store's address and we'll set up your range as a Shop tab on your website. There's no setup fee and no minimum term. See how it works.
Tell us about your business. We aim to reply within one working day with a preview plan for your shop. No setup fee, no monthly fee.